Expert Insights on College Financial Aid Programs

Indeed, college costs have increased tremendously recently, as many people have realized. Whereas in the past, middle-class families could afford college costs by saving money, their earnings, or moderate scholarships and grants. Many have now found these costs to be beyond their means without considerable help.

By taking over the responsibility of finding and securing scholarships and grants that their child is eligible for, families can rely on college financial aid specialists to guide them through the bewildering world of financial aid. Fortunately, by using the services of a financial consultant, frustration can be minimized by securing the maximum amount of funding that can be achieved. There is a crisis in school funding today in which tuition and other costs associated with college are nothing like what it was 15 or 20 years ago.

Currently one may need to employ techniques like borrowing against the home, properly utilizing specific tax-favored savings instruments, and unique filing strategies to secure the need fund. Even the rules governing financial aid, the requirements for determining merit aid and scholarships, and measures of EFC have become highly complex.

Utilizing an experienced consultant reduces frustration, shields the student from costly mistakes, and usually leads to higher levels of gift aid. These funds do not have to be paid back.

With the American College Planning Service based in Windsor, CT find a caring friend and advisor whose only objective is to maximize all the financial aid that you deserve. Four significant ways in which ACPS assists are:

1. Forms and filings – A consultant knows completing all the necessary forms, such as the FAFSA, the CSS Profiles, and other financial applications that may be required for the college, ensure that they are completed correctly without errors. There is no longer the need to spend hours winding through the complicated process independently.

2. Time savings and more – Experienced consultants consider your present and future savings and investment position, then present you with highly individualized strategies to achieve maximum awards.

3. Bargaining – Bargaining for additional aid if the school presents awards that fall short of your eligibility

4. Amending errors – If there are reported discrepancies or mathematical mistakes when preparing initial filings, ACPS will correct these problems.

5. Realignment– This means that if there are changing circumstances that could affect eligibility, the advisor will draft letters to the college alerting them of this event. Contact American College Planning Service to ensure that you have the best opportunity to maximize your college financial aid, eliminate a frustrating experience, and avoid costly mistakes.